Q: I chipped my very expensive one carat diamond engagement ring. I thought that diamonds were the hardest thing known to man. Why did it break? What can I do, if anything? Janice, New York A: Gemstones have two properties that are often confused, hardness and toughness. Diamonds are the hardest substance we know of by a wide margin. Don’t listen to my wife. She claims my head is the hardest thing known to man, but, I digress. Hardness refers to the ability to resist scratching not the ability to resist breaking, which is toughness. If you drag a ruby across a diamond it will not scratch the diamond. However, if you draw the diamond across the ruby, the diamond will scratch it. A lot of people think if a gem can scratch glass it must be a diamond. What they don't realize is that glass will scratch glass, so this is not a reliable test. Not to mention how hard it is on windows and glass countertops! Not surprisingly, diamond will scratch diamond which is how diamonds get cut in the first place. The other property I referred to is toughness. A diamonds toughness is rated good to excellent depending on the direction. This is because diamonds have what is called cleavage. The atoms in the diamond crystal are lined up in such a way that the crystal can actually be split in two in certain directions. There are a few possibilities why your diamond chipped. If your stone has a very thin girdle that could be a factor. The girdle is the part of the stone where the top of the stone (the crown) meets the bottom (the pavilion). See Figure 1. If the girdle is thin it is more susceptible to chipping. Usually the main cause for chipping is a hard bump on a solid surface. Even if your diamond doesn’t have a thin girdle it could still be chipped by a hard blow in just the wrong place. Diamonds are pretty tough but rubies, sapphires and jade (both jadeite and nephrite) are all tougher. One of the things you can do is have your diamond recut. Take your ring to your jeweler and have him/her inspect the damage. A gemologist can give you an estimate on the amount of weight you would lose due to recutting. If the chip isn't too bad it will be probably be less of a weight loss than you might think. The other thing to consider is checking your home owner’s insurance policy. If you have a rider you’re probably covered for the full cost. Even if you don’t have a rider you may be able to get some of your money back. Check with your insurance agent. |